Purchase Order Financing
Purchase Order Financing Canada
Looking to scale your business but don’t have the capital to fulfill large orders? Purchase Order Financing in Canada can help you deliver more, grow faster, and build trust with your customers — without the need for upfront capital. We understand that in order to grow and expand your business, you need access to capital. That's why as a finance company with the mission of helping Canadian entrepreneurs find funds for PO Financing loans so they can start or continue their work smoothly without worrying about how much it will cost upfront - we take great pride in our ability help clients get what is needed when others aren't able! Call us at 888-771-5980 to see if you qualify for business funding.
This program ensures that your costs such as supplies, payroll, and equipment rentals are taken care of. We will work with you on a detailed cash flow schedule for the specific project to ensure your costs are covered until you are properly cash flowing. Bid on Higher value projects and negotiate discounts on supplies and equipment knowing you have the cash flow to meet your obligations. Bonded projects are not an issue!
- Supplier, Payroll and Project Funding
- Perfect for Projects Where Your Cash Flow Cannot Support the Order or Cost to Start a Project
- Does Not Need to Be Tied to Receivable Finance in Some Cases
- Great for Construction and Manufacturers With Large Projects and Orders
- Must-Have a Contract or Purchase Order in Hand
Merchant Cash Advance Canada Quote
What Is Purchase Order Financing?
Purchase Order Financing (PO Financing) is a financial solution that helps businesses fulfill large customer orders without using their own working capital. It allows you to accept big orders from reputable clients, even if you don’t have the cash on hand to pay your suppliers.
Instead of turning down lucrative opportunities due to cash flow constraints, a PO finance company pays your supplier directly so the goods can be delivered to your customer. Once the transaction is completed, you pay back the advance — usually from the proceeds of the customer invoice.
Why Choose Purchase Order Financing in Canada?
Canada’s business landscape is full of opportunity, but many companies struggle to meet demand due to tight cash flow. Whether you're a manufacturer, distributor, or importer/exporter, PO financing can offer the flexibility you need to grow your operations without taking on traditional debt.
Key Advantages:
✅ Accept Larger Orders Without Financial Strain
✅ Bridge Cash Flow Gaps Between Order and Payment
✅ No Need for Equity or Long-Term Loans
✅ Supplier Payments Made Directly
✅ Improve Business Credibility and Client Confidence
Who Is Purchase Order Financing For?
PO financing is ideal for small to mid-sized Canadian businesses that:
- Have confirmed purchase orders from creditworthy buyers
- Deal in finished goods (not raw materials)
- Operate in industries like manufacturing, distribution, import/export, or wholesale
- Need temporary funding to complete orders
If you’ve ever said “I could grow faster if I had more capital,” this financing option could be your perfect fit.
How Does Purchase Order Financing Work in Canada?
Here’s a step-by-step overview of how PO financing works with our company:
You Receive a Large Purchase Order:
From a reputable customer, often a large retailer, government buyer, or B2B client.
You Apply for Financing With Us:
Submit the PO and supplier quote. We evaluate the risk, customer creditworthiness, and margins.
We Pay Your Supplier Directly:
We fund the cost of goods so your supplier can fulfill the order.
Supplier Delivers Goods to Customer:
The product is shipped directly to your customer, often under your branding.
Customer Pays Invoice:
Once payment is received (typically 30-90 days), we deduct our fees and send the remaining profit to you.
Industries That Benefit Most from PO Financing
PO Financing in Canada is particularly beneficial in industries with high transaction volumes or rapid growth:
- Apparel & Fashion
- Consumer Electronics
- Medical Equipment
- Industrial Supplies
- Government Contractors
- Food & Beverage Wholesalers
- E-Commerce Fulfillment Companies
Don’t let a lack of working capital limit your potential in these fast-moving markets.
Benefits of Working With Our Canadian PO Financing Company
✅ Fast Approvals
We know time is money. Our streamlined approval process gets you answers — and funding — in days, not weeks.
✅ Flexible Funding
Whether your order is $20,000 or $2 million, our PO financing programs scale with your needs.
✅ No Credit Impact
Unlike traditional loans, PO financing doesn’t appear as debt on your balance sheet.
✅ Trusted by Canadian Businesses
We’ve helped hundreds of companies across Toronto, Vancouver, Montreal, and beyond achieve scalable success through reliable, tailored financing.
Frequently Asked Questions
Is Purchase Order Financing available across Canada?
Yes, we work with businesses from coast to coast, including Ontario, Quebec, Alberta, B.C., and the Atlantic provinces.
Do I need good personal or business credit to qualify?
Not necessarily. We focus more on your customer’s creditworthiness and the strength of the transaction.
What are the typical fees?
Fees range from 2% to 6% of the PO amount, depending on volume, order size, and risk.
Can I use PO financing alongside invoice factoring?
Yes! In fact, many clients use both to optimize cash flow from start to finish.
What is the minimum order size?
Typically, the minimum is $20,000, but we evaluate deals on a case-by-case basis.
Business Acquisition Loans
Business acquisition financing is a diverse category that can take many forms. The type and size of the company, as well as its existing financial status will determine what kind or rate interest loan best suits them. The acquisition of a business is not an easy task and requires careful planning.The right type of loan can make all the difference in helping you successfully complete your transaction, so it pays to do research before applying for one!
There are many types of loans that can be put under the umbrella term "business acquisition financing." These include an purchase or start-up franchise, buy out partner debts and more. The amount approved depends on what type business you're acquiring as well how much money is needed for initial costs like inventory purchases; it also varies based off other factors such interest rate requirements etc. Our intent is to help you acquire an existing company or start something new.
Business Acquisition Loans
Business acquisition financing is a diverse category that can take many forms. The type and size of the company, as well as its existing financial status will determine what kind or rate interest loan best suits them. The acquisition of a business is not an easy task and requires careful planning.The right type of loan can make all the difference in helping you successfully complete your transaction, so it pays to do research before applying for one!
There are many types of loans that can be put under the umbrella term "business acquisition financing." These include an purchase or start-up franchise, buy out partner debts and more. The amount approved depends on what type business you're acquiring as well how much money is needed for initial costs like inventory purchases; it also varies based off other factors such interest rate requirements etc. Our intent is to help you acquire an existing company or start something new.
Get Started With PO Financing Today
Ready to Fund Your Next Big Order? Stop saying “no” to growth. Start saying “yes” to opportunity.
With Canadian Purchase Order Financing, you get fast access to capital that empowers you to fulfill large orders, impress your customers, and take your business to the next level.
Ready to Fund Your Next Big Order?
✅ Quick Application
✅ Fast Decisions
✅ No Hidden Fees
Call us at 888-771-5980 Or apply online now!
Boost Your Business With Smart Financing — Backed by Experts
Our team has years of experience helping Canadian businesses thrive. We’re not just lenders — we’re growth partners.
Book a Free Consultation Today. Let’s talk about how we can help fund your next opportunity.
