Business Equipment Financing
Equipment Financing Canada
Are you a Canadian business owner looking to upgrade your tools, vehicles, or heavy machinery without draining your working capital? We specialize in equipment financing in Canada, helping businesses across industries get the gear they need—fast, affordably, and with flexible terms. Call us at 888-771-5980 to see if you qualify for equipment financing.
Why Choose Equipment Financing?
Keep Your Cash Flow Strong
Equipment financing allows you to acquire the essential equipment your business needs without the large upfront investment. Instead of tying up cash in depreciating assets, you can keep liquidity high and reinvest in growth, staffing, marketing, and more.
Tax Advantages
Financing equipment can offer tax benefits under Canadian tax law. Monthly payments may be deductible as a business expense, reducing your taxable income. Always consult with a tax advisor, but many businesses take advantage of these built-in cost savings.
Preserve Credit Lines
With equipment financing, your existing credit lines remain untouched, keeping your borrowing power available for other needs. It’s a strategic way to finance growth without maxing out your resources.
Merchant Cash Advance Canada Quote
What Types of Equipment Can You Finance?
If it powers your business, we can help you finance it. We serve diverse industries across Canada, from startups to enterprise-level operations. Eligible equipment includes:
- Construction Equipment – excavators, bulldozers, loaders, cranes
- Agricultural Machinery – tractors, harvesters, irrigation systems
- Medical & Dental Equipment – X-ray machines, dental chairs, diagnostic tools
- Commercial Vehicles – trucks, vans, fleet vehicles
- Manufacturing Equipment – CNC machines, lathes, robotics
- IT & Office Equipment – servers, computers, copiers, phone systems
- Restaurant & Hospitality Equipment – ovens, refrigerators, POS systems
And much more!
Who We Help
We work with Canadian businesses in every province and territory, from Alberta to Nova Scotia, Ontario to British Columbia. Whether you're an established company looking to modernize your operations or a small business launching your first product line, we’re here to help.
Industries we serve:
- Construction & Trades
- Healthcare & Veterinary
- Transportation & Logistics
- Agriculture & Farming
- Manufacturing & Industrial
- Retail & E-commerce
- Professional Services
Flexible Equipment Financing Options
Lease Financing
With equipment leasing, you can use the equipment without owning it outright. Choose from capital leases (with a buyout option) or operating leases for off-balance sheet treatment.
Equipment Loans
Need to own the equipment from day one? Our equipment loans let you spread the cost over time while building equity in your assets.
Sale-Leaseback
Already purchased your equipment? We’ll buy it from you and lease it back, freeing up your cash while you continue using the equipment.
Custom Financing Packages
We tailor every financing solution to your needs. With terms ranging from 12 to 84 months, seasonal payment options, and balloon payments, we create a structure that fits your business model.
Why Choose Us?
Fast Approvals
We know time is money. That’s why we offer 24-48 hour approvals in most cases, with minimal paperwork and streamlined digital applications.
Competitive Rates
Thanks to our vast network of lenders and private financing sources, we secure industry-leading interest rates and flexible terms—even for businesses with less-than-perfect credit.
Personalized Service
We’re not a bank—we’re a partner. Our dedicated account managers provide white-glove service, walking you through every step and helping you make the smartest financial decisions.
Canada-Wide Coverage
With offices and representatives in major cities across Canada, we understand local business climates and regulations, ensuring tailored solutions wherever you operate.
Transparent, No-Hidden-Fee Policy
What you see is what you get. We pride ourselves on full transparency, with no surprise fees, hidden clauses, or gimmicks.
How It Works
Step 1: Apply Online
Fill out our simple application form. It takes less than 5 minutes.
Step 2: Get Pre-Approved
We’ll get back to you within 1–2 business days with pre-approval and equipment funding options.
Step 3: Choose Your Equipment
Already have a vendor? Great. Still shopping? We can help you source new or used equipment from reputable suppliers across Canada.
Step 4: Sign & Fund
We finalize paperwork, and your funds are released. In many cases, your vendor is paid within 24 hours of approval.
Types of Equipment Financing we Provide
- Equipment Financing Canada
- Equipment Leasing Canada
- Small Business Equipment Loans
- Agricultural Equipment Finance
- Construction Equipment Loans
- Truck and Trailer Financing Canada
- Medical Equipment Leasing
- Commercial Equipment Loans Canada
Equipment Financing Small Businesses
We proudly support businesses and entrepreneurs in Canada. Unlike traditional lenders, we assess more than just your credit score—we look at your business plan, growth potential, and passion. Even if the bank said “no,” we often say “yes.”
Frequently Asked Questions
Is equipment financing tax-deductible in Canada?
Yes, in many cases. Equipment lease payments can often be deducted as a business expense. You may also be able to claim capital cost allowance (CCA) for owned equipment. Consult with your accountant for personalized advice.
Do I need a down payment?
In most cases, no down payment is required. 100% financing is available for many applicants.
What if I have bad credit?
We work with a network of lenders and offer financing for all credit types. We also help you build or rebuild credit through responsible financing.
Can I finance used equipment?
Absolutely. New or used equipment is eligible for financing, provided it meets minimum value and condition criteria.
How fast can I get funding?
Many clients are approved and funded within 48 hours, depending on the complexity of the deal.
Get Started Today
Ready to grow your business with smart, affordable equipment financing? We make it fast, simple, and stress-free. With our Canada-wide presence, expert team, and flexible financing, we help you move forward—without waiting.
Apply online now or call us at 888-771-5980 to speak with a financing specialist.
Serving all of Canada: Toronto, Vancouver, Calgary, Edmonton, Winnipeg, Montreal, Halifax, Ottawa, Regina, Saskatoon, St. John’s, and more.
